Planning a deck should feel exciting, not overwhelming. Whether you are replacing an old structure or building a brand-new outdoor space, having a realistic budget from the start keeps the process smooth and stress-free.
One of the best things you can do to improve your home is to add a deck. However, the price will depend on the size, design, materials, and finishes. The most important thing is to know how each choice will affect the whole and to put the things that matter most to you first.
At Decked Out Builders, we help homeowners build smarter, not riskier. Our detailed quoting process takes away the guesswork, and our design-first approach makes sure you know where every dollar goes before building starts.

Start With Your Overall Investment Goal
Before you start looking at materials and layouts, figure out how much money you can afford to spend on your home and lifestyle. Consider your deck to be a permanent part of your home.
Ask yourself:
- How will you use your deck—for entertaining, dining, relaxing, or all three?
- Do you plan to stay in your home for several years?
- Do you want low maintenance, or are you comfortable with upkeep?
Knowing what is most important to you will help you decide how much to spend on high-end materials, covered structures, or extras like outdoor kitchens and lighting.
Understand the Main Cost Drivers
Size and Design
The larger or more complex your deck, the higher the cost. Multi-level layouts, curved edges, and integrated stair systems require more framing and labor. A simple rectangular deck will always cost less than a custom design with multiple zones or covered sections.
Materials
Decking material is the biggest cost variable. Pressure-treated wood is the least expensive but requires ongoing maintenance. Composite and PVC decking cost more upfront but last decades longer with minimal upkeep.
At Decked Out Builders, most clients choose premium composite or PVC options like Deckorators Voyage or TimberTech Advanced PVC for longevity and low maintenance.
Framing and Structure
The structure beneath your deck affects strength and lifespan. We offer traditional pressure-treated framing or Fortress steel framing, which costs more but eliminates issues like warping, twisting, or rot.
Finishing Details
Things like picture frames, fascia, and breaker boards may not seem like much, but they make the finished product look better and keep edges from getting wet. To get a complete, professional result, you should always include these details in your budget. We always include these in all of our builds at Decked Out Builders.

Get a Detailed Design Before You Finalize the Budget
A 3D design helps you visualize your deck before construction begins. It also provides an accurate base for estimating costs. Without a design, it’s easy to overlook elements such as stairs, railings, or transitions between levels.
At Decked Out Builders, every project starts with a 3D design. This allows you to see the full layout, materials, and features before you finalize your budget. We also offer a prepaid design credit that applies toward your build when you move forward.
Designing first prevents surprises and ensures every cost in your quote is justified and specific.

Plan for Add-Ons and Future Upgrades
If you want features like lighting, shade structures, or an outdoor kitchen but your budget won’t allow them now, plan for them in your design. Running wiring or blocking for future structures during the initial build is far less expensive than adding them later.
Decked Out Builders designs decks with future flexibility in mind. We often pre-plan for pergolas, privacy walls, heaters, or TV mounts so homeowners can add upgrades as they’re ready.
Avoid Common Budget Mistakes
Comparing quotes without matching details. If one builder includes railings and fascia while another doesn’t, the numbers will never align.
Leaving out finishing details. Incomplete decks may look fine at first but lack protection against weathering.
Forgetting about maintenance costs. Cheaper wood decks require regular staining and repairs, adding up over time.
Not accounting for future needs. Building without planning for upgrades limits flexibility later.
A strong budget anticipates both present and future needs.
How Decked Out Builders Helps You Budget Confidently
Our team walks you through every detail of your project before you sign a contract. You’ll receive:
- A transparent, all-inclusive quote
- Clear explanations of options and upgrades
- Flexible financing options to support your budget
We don’t break down materials and labor costs because we see the whole project as one finished product. This gets rid of confusion, hidden costs, and makes sure that the quality is high at every step.
Build a Deck That Fits Your Budget and Lifestyle
Budgeting for a custom deck does not mean cutting corners. It means understanding your priorities, choosing materials that fit your goals, and partnering with a builder who values transparency.
Decked Out Builders designs and builds decks that match your vision and your budget without compromise. Whether you are planning a simple composite deck or a full outdoor living retreat, we make sure your investment delivers lasting value.
Start planning your project today and receive a detailed, accurate proposal tailored to your goals.
Contact Decked Out Builders | 815-900-5199
